Complex Loan? Unique Property? Let's Find a Solution.
United Federal Credit Union keeps many loans in our own portfolio, so Roberto can look at your whole story when other lenders say no. Answer a few quick questions.
Loans other lenders often can't offer
Land LoansBuy land now, build later. 10-year fixed or 3-year balloon.Construction-to-PermanentOne closing, interest-only while you build.Unwarrantable CondosCondo declined? We review the project individually.Manufactured HomesRelocated and pre-1976 homes considered.Portfolio JumboCredit scores from 640 may be considered.Self-Employed & RetireesAsset depletion and complex income reviewed.Past Credit EventsForeclosure, short sale or bankruptcy? We look at the full picture.Homes Needing RepairsEscrow holdbacks up to 10% of the loan.
Subject to credit approval. Every scenario is reviewed individually.
Why a credit union can say yes: we hold many of these loans on our own books, so we can look beyond automated approvals, consider unique properties and make local lending decisions.
- 191 families helped in one year
- Top-producing mortgage advisor
- Se habla español
- 5.0 on Zillow
Roberto's motto: “Call Mr. Wolf.”